Microsoft is launching a subscription program for laptops

Microsoft is launching two new subscription program that will allow its Surface laptops and tablets to be purchased the same way people buy smartphones.

The programs - called Surface Plus and Surface Plus for Business - offer no-interest financing and the ability to upgrade to a new device before the term is up.

However, personal customers must sign up to a new 24 month plan, while an interest rate of 19.99% kicks in after 24 months for business users.

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Aimed at students and teachers, Surface Plus is part of the company's larger initiative to find space in U.S. schools, where Google's Chromebooks are frequently used

Aimed at students and teachers, Surface Plus is part of the company's larger initiative to find space in U.S. schools, where Google's Chromebooks are frequently used

SURFACE PLUS PLAN

Aimed at students and teachers, Surface Plus is part of the company's larger initiative to find space in U.S. schools.

Surface Laptop, Surface Pro, Surface Book and Surface Studio are all options under the program.

It offers 24-month payment plans with 0% APR.

Subscribers can upgrade after just 18 months.

It also touts 'best in class' customer service and the option to add the Microsoft Complete extended service plan.

A 30-day hassle free return  policy is another benefit of the plan 

Aimed at students and teachers, Surface Plus is part of the company's larger initiative to find space in U.S. schools, where Google's Chromebooks are frequently used. 

'With school starting soon, there's never been a better time for students to find the best Surface that's right for them,' reads the Microsoft blog post announcing the plan.'

'Whether it's a Surface Book or Surface Studio – Surface Plus provides a simple, no-hassle plan to help students unlock their productivity and be more creative with Surface.

Microsoft's Surface Laptop, Surface Pro, Surface Book and Surface Studio are all options under the programs.

The Surface Plus program aimed at students offers 24-month payment plans with 0% APR, also letting users upgrade to new devices after just 18 months when they return their existing devices in good condition. 

It also touts 'best in class' customer service and the option to add the Microsoft Complete extended service plan.

Additionally, all subscribers who shop at Microsoft Store enjoy access to benefits like a 30-day hassle free return policy, a Surface training and health check as well as a year of free in-store support and technical assistance.

The Surface Plus for Business plan offers 18, 24, and 30-month payment plans with the ability to upgrade devices after just 12 months on a 24-month term or after 18 months on the 30-month term - Businesses can also expand or reduce their device fleet mid-term.

The Surface Plus for Business plan offers 18, 24, and 30-month payment plans with the ability to upgrade devices after just 12 months on a 24-month term or after 18 months on the 30-month term - Businesses can also expand or reduce their device fleet mid-term.

SURFACE PLUS FOR BUSINESS PLAN 

The Surface Plus for Business plan differs slightly.

These subscribers can choose between 18, 24, and 30-month payment plans with the ability to upgrade devices after just 12 months on a 24-month term or after 18 months on the 30-month term.

Businesses can also buy multiple devices under a single agreement and expand or reduce their device fleet mid-term.

They can also finance a 55-inch Surface Hub. 

Device protection is also included, and all of these perks apply to businesses enrolled in the current Surface Membership program.

But with this plan, an interest rate of 19.99% kicks in after 24 months. 

The Surface Plus for Business plan differs slightly but offers several perks as well. 

These subscribers can choose between 18, 24, and 30-month payment plans  with the ability to upgrade devices after just 12 months on a 24-month term or after 18 months on the 30-month term - Businesses can also expand or reduce their device fleet mid-term.

Customers on this plan can add as many devices as they want into a single agreement and can have a mix of models across the Surface portfolio.

Previously unavailable, these users can now finance a 55-inch Surface Hub in addition to the new Surface Pro, Surface Laptop, Surface Book, and Surface Studio.

Device protection is also included, and all of these perks apply to small and medium-sized businesses enrolled in the current Surface Membership program.

But with this plan, an interest rate of 19.99% kicks in after 24 months.

The push of Surface devices times with declining interest - Microsoft hardware sales have fallen over the past three quarters with revenue falling two percent the latest quarter to $945 million because of lower volumes sold

The push of Surface devices times with declining interest - Microsoft hardware sales have fallen over the past three quarters with revenue falling two percent the latest quarter to $945 million because of lower volumes sold

The push of Surface devices times with declining interest - Microsoft hardware sales have fallen over the past three quarters with revenue falling two percent the latest quarter to $945 million because of lower volumes sold.

In May, Microsoft unveiled its first ever laptop, a supposed 'chromebook' killer.

The Surface Laptop -which retails at $999 - has a 13.5-inch PixelSense display with a 3.4 million pixel high contrast screen.

With 14.5 hours of battery life, Microsoft wants to 'change the game' for students, so they don't need to rely on chargers.   

The Surface Laptop, which will retail at $999 (£773), has a 13.5-inch PixelSense display, with a 3.4 million pixel high contrast screen 

The Surface Laptop, which will retail at $999 (£773), has a 13.5-inch PixelSense display, with a 3.4 million pixel high contrast screen 

SURFACE LAPTOP

- Weighs 2.76lb 

- 14.5mm thick

- 13.5 inch PixelSense display

- 3:2 ratio screen

- 3.4 million pixel screen

- Thinnest LCD touch module ever created on a laptop

- Four colours - burgandy, blue, grey, gold.

- USB Type-A, mini-DP ports

- Metal body, plastic keys, fabric lining  

- 14.5 hours of battery life

- Near-zero battery usage across long-term standby

- No speaker grills or holes - speakers are under the keyboard  

- Fabric is laser etched, so there's no light leakage around the keys  

- Costs $999 (£773) 

Microsoft said it has also tied up with companies such as Acer, Asus, Dell, Futijsu, Toshiba, HP, and Samsung to offer a range of Windows 10 computers for students priced from $189.

The Surface Laptop was unveiled at an event in New York by Panos Panay, VP of Microsoft Surface.

Mr Panay said: 'We know

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