By Amie Gordon For Mailonline
Published: 09:46 BST, 8 October 2020 | Updated: 10:20 BST, 8 October 2020
Young families who spent their life savings on their dream homes were left 'in a state of panic' after finding out the properties are worthless.
Couples invested up to £180,000 for new-build houses before finding they failed to meet building regulations.
Owners were told the Bradford estate backs onto a former landfill site which still emits toxic methane gas.
They were then dealt another devastating blow when the developer Sherwood Homes went into administration, leaving them in thousands of pounds of debt.
Adeel Azfal, 27, spent £175,000 on the home where he lives with his partner and two-year-old daughter.
He told the BBC: 'I'm in £150,000 worth of debt to my mortgage provider and I'm paying for a house that's worth nothing at all.'
Graphic designer Chris Oliver and his wife Steph, 34 and 29, (pictured) decided to remortgage their new build five years later, but a valuation revealed the developers had failed to complete the home in line with building standards
Mr and Mrs Oliver purchased their three-bed house for £129,950 in 2014 with a 20% Help to Buy loan
All owners on the 13-property site have since found out their homes were not built in line with planning permission
In the UK all new homes are covered by a free 10-year home warranty and insurance guarantee, which provides protection against problems with the home’s construction and many other eventualities.
DURING THE BUILDING PROCESS
If you have paid a deposit and something unforeseen happens with the building of your new home, such as the builder goes out of business, either your deposit will be refunded or, if the construction is close to competition, the home will be finished.
WITHIN THE FIRST TWO YEARS
The builder will rectify any problems picked up within the first two years that do not meet the warranty provider’s technical requirements at no cost to the homeowner.
BETWEEN THREE AND 10 YEARS
The warranty protects against issues with items such as staircases and internal plastering during years three to ten, as well as a range of structural defects too.
The gut-wrenching stories came to light in BBC One's Rip Off Britain.