A police misconduct panel has found a married veteran PC raped a vulnerable single mother – but was not charged after senior officers ruled it out.
Now-retired Geoff Lloyd, who is also a father-of-one, was accused of sexually assaulting the young woman before telling her the next morning 'You really didn't want that did you?'.
The Cambridgeshire Constabulary officer was said to have gone on to complain 'You made it hard for me' before then sending her sister a message saying he thought she had mental health issues.
While the woman, now 31, did not report the August 2015 incident at the time, in June 2018 the Police Standards Department began investigating him over a different matter.
Lloyd – who denies any wrongdoing - was arrested on suspicion of Misconduct in a Public Office and Computer Misuse and interviewed under caution.Insurance Loans Mortgage Attorney Credit Lawyer
It was during this investigation contact with two women was discovered and on December 12, 2018, one made the allegation of rape.
But when the criminal investigation finished on April 30 the next year the decision was made the allegations did not meet the evidential test to be sent to the Crown Prosecution Service.
The standard of proof for a conviction of a criminal offence is much higher than for a police gross misconduct finding by a civil tribunal
Details of the case can be revealed by MailOnline this morning after the police panel published its findings on Lloyd and said he would have been dismissed. His wife attended with him and gave a character statement supporting him saying he was 'caring and helpful to everyone'.
The panel ruled: 'We have found that in August 2015, he forced sexual intercourse upon her to which she had not consented.
'It also seems to us that the fact that he was 'besotted' - or obsessed - by her should be recognised.
Pc Geoff Lloyd was a police officer at Cambridgeshire Police, whose HQ is pictured here
'In our view there is nothing in the evidence before us to suggest that Mr Lloyd has been, or will ever be, able to recognise that his behaviour was wholly inappropriate for someone working in a position of public service and trust.'
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Text messages from Lloyd to the woman
Lloyd – who failed in his attempt to make the hearing private over an acute medical disability - joined Cambridgeshire Police on January 27, 2003, but retired in December 2018 after 17 years of service.
The Cambridgeshire Police officer had met the woman in September 2008 when she was just 19 and involved in a road traffic accident.
She was described as being 'lonely and vulnerable' and became dependent on him as he pursued the relationship, the lady – who cannot be named – only discovering he was