Alex Murdaugh was refused payout on $6m policy indemnifying him in boating ...

Alex Murdaugh was refused payout on $6m policy indemnifying him in boating ...
Alex Murdaugh was refused payout on $6m policy indemnifying him in boating ...

Disgraced South Carolina lawyer Alex Murdaugh faces further financial ruin as his claim on his $6million indemnification policy over the wrongful death lawsuit resulting from the fatal boating accident involving his deceased son  has been rejected by his insurance company, DailyMail.com can reveal.

According to court documents reviewed by DailyMail.com, insurance company Philadelphia Indemnity denied Murdaugh's claim following the accident that resulted in the death of 19-year-old Mallory Beach.

Beach was on board in 2019 when, a 'highly drunk,' 'belligerent' and 'intoxicated' Paul Murdaugh plowed his father's boat into a piling on Archer's Creek.

Philadelphia Indemnity stated that it had no obligation to insure or indemnify Murdaugh when he 'had knowledge or should have had knowledge that his minor son illegally purchased and consumed alcohol on a regular basis by using or displaying the driver's license of his adult son, Murdaugh Jr.'

Although the ongoing Beach lawsuit does not stipulate an amount, Murdaugh could be on the hook for millions. 

Earlier this week the South Carolina legal heir was accused of misappropriating over $1million from his private law firm. He promptly issued a statement in which he claimed, 'I have made a lot of decisions that I truly regret,' and revealed he was entering rehab for oxycodone addiction.

Today the 14th Circuit Solicitor's Office in Hampton, South Carolina announced that he has been banned from volunteering at the prosecutor's office that his family has run for generations.

It was the latest twist in the torrid tale in which Murdaugh, 53, has been mired since the brutal slayings of his wife, Maggie, 52, and youngest son, Paul, 22.

Alex Murdaugh, 53, (pictured with his family) was found suffering from at least one gunshot wound on a rural road in Hampton County, South Carolina, on Saturday. DailyMail.com can reveal that Murdaugh's insurance company has refused to pay out on indemnification policies totaling $6 million relating to a wrongful death lawsuit

Alex Murdaugh, 53, (pictured with his family) was found suffering from at least one gunshot wound on a rural road in Hampton County, South Carolina, on Saturday. DailyMail.com can reveal that Murdaugh's insurance company has refused to pay out on indemnification policies totaling $6 million relating to a wrongful death lawsuit

Mallory Beach was one of six teenagers on board Murdaugh's boat in 2019 when, a 'highly drunk' Paul Murdaugh - Murdaugh's son - plowed his father's boat into a piling on Archer's Creek resulting in her death

Mallory Beach was one of six teenagers on board Murdaugh's boat in 2019 when, a 'highly drunk' Paul Murdaugh - Murdaugh's son - plowed his father's boat into a piling on Archer's Creek resulting in her death 

This is Alex Murdaugh's speed boat, seen badly damaged from the 2019 crash that killed Mallory Beach 

Coolers full of beers were seen on the boat. Philadelphia Indemnity stated that it had no obligation to insure or indemnify Murdaugh when he 'had knowledge or should have had knowledge that his minor son illegally purchased and consumed alcohol on a regular basis by using or displaying the driver's license of his adult son, Murdaugh Jr.'

Coolers full of beers were seen on the boat. Philadelphia Indemnity stated that it had no obligation to insure or indemnify Murdaugh when he 'had knowledge or should have had knowledge that his minor son illegally purchased and consumed alcohol on a regular basis by using or displaying the driver's license of his adult son, Murdaugh Jr.'

Mother and son were shot dead on the family's hunting estate of Moselle Monday, June 7. Paul was shot with a shotgun understood to belong to the family and struck in the head and torso. Maggie was killed with a semi-automatic assault rifle.

Alex's son Paul was awaiting trial on three felony counts at the time of his own death – two counts of boating under the influence and one of causing death and bodily injury

Alex's son Paul was awaiting trial on three felony counts at the time of his own death – two counts of boating under the influence and one of causing death and bodily injury

According to Murdaugh's recent statement the murders 'exacerbated' his addiction.    

Now DailyMail.com can reveal that, to add to Murdaugh's woes, he is fighting the Philadelphia Indemnity in federal court following the company's move to deny him insurance payouts on two policies totaling $6million following the 2019 fatal boat crash.

Philadelphia Indemnity had sought the court's judgment in favor of their denial of his claim following the accident that resulted in the death of 19-year-old Mallory. 

Paul was awaiting trial on three felony counts at the time of his own death – two counts of boating under the influence and one of causing death and bodily injury. He had been indicted and released on a $50,000 bond.

Beach's mother, Renee, brought a wrongful death suit against a host of defendants including Alex Murdaugh, the boat's owner and Paul's older brother, Richard 'Buster' Murdaugh whose ID Paul used to illegally purchase the alcohol consumed that night. 

According to the Beach complaint quoted in the insurer's call for a judgement in its favor, 'It was foreseeable that Murdaugh's son would purchase alcohol for consumption by other minors and would then become intoxicated.' 

Beach's mother, Renee (pictured with Mallory) brought a wrongful death suit against a host of defendants including Alex Murdaugh, the boat-owner and Paul's older brother

Beach's mother, Renee (pictured with Mallory) brought a wrongful death suit against a host of defendants including Alex Murdaugh, the boat-owner and Paul's older brother

According to the Beach complaint quoted in the insurer's call for a judgement in its favor, 'It was foreseeable that Murdaugh's son would purchase alcohol for consumption by other minors and would then become intoxicated'

According to the Beach complaint quoted in the insurer's call for a judgement in its favor, 'It was foreseeable that Murdaugh's son would purchase alcohol for consumption by other minors and would then become intoxicated' 

Alex Murdaugh's brother blasts him for 'stealing from their law firm by manipulating his most trusted relationships'

Randy Murdaugh released a statement claiming he was 'shocked' by claims of his brother Alex Murdaugh's drug addiction and blasted him over allegations he stole money from his law firm. 

'I was shocked, just as the rest of my PMPED family, to learn of my brother, Alex’s, drug addiction and stealing of money. I love my law firm family and also love Alex as my brother,' Randy Murdaugh wrote.

'While I will support him in his recovery, I do not support, condone, or excuse his conduct in stealing by manipulating his most trusted relationships.'

He added: 'I will continue to pursue my client’s interests with the highest degree of honest and integrity, as I always have.'

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The insurance policies in question include a commercial lines of coverage and a commercial liability umbrella policy both straddling the period of time between January 6, 2019 and January 6, 2020. The boat accident took place on February 23, 2019.

The coverage extended to costs incurred due to bodily injury – including death - and property damage but the company reserved the right to investigate the circumstances of both and as a commercial policy only appears to cover employees or volunteer workers.

The policies also stipulated that the 'activities

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