Lollipop Lady, £4.70 a day
Lorraine Robinson, 63, lives in Clevedon, Somerset, with her husband David, 63, and their two sons.
My husband is retired and on incapacity benefits which bring in £211 a month, and I work five hours a week and earn £142 a month.
Our two sons live at home and they pay the rent and council tax on our three-bedroom house from their earnings but it’s still a struggle.
I’ve really noticed how expensive food has become — or rather, how much smaller the packs are.
A few years ago, a packet of oven chips would last all week. Now I have to buy two packets, costing twice as much as one old one.
I love my job, which really suits me well.
But life isn’t easy.
Lorraine Robinson, 63, lives in Clevedon, Somerset, with her husband David, 63, and their two sons. She earns £4.70 a day
Community Librarian, £42 a day
Sophie Castle, 35, lives in Maidstone. She is married and has one daughter, Alex, two.
I work part-time — three days a week for just under £100 a shift — but being in the public sector I haven’t had a pay rise since 2010. My husband also works part-time because it was the best way for us to share looking after Alex — but he works for the local authority too, as a customer services officer for another library service, so he hasn’t had a pay rise either.
We recently extended the mortgage on our three-bedroom semi to reduce our payments from £700 a month to £550.
There isn’t much left at the end of the month, so we have stopped treats like takeaways and rely on Netflix rather than nights out (there’s no babysitter to pay then, either).
Call Centre Operative, £45 a day
Samantha Turnbull, 41, from Ashford in Kent, lives with partner Jonathan Griffin, 48, a butcher, and their children Rafferty, 12, and Morgan, 16.
I did a teaching degree and was a teaching assistant for ten years but then my son was ill for a time and I needed a less stressful job — although actually my £16,500 salary means I now earn about £400 a month more than I did in the classroom.
We rent our three-bed semi and there is no realistic chance of us buying somewhere. We can’t save and don’t have savings — the money we earn between us takes us slightly over the tax credit limit, so we work to live and save hard for special occasions such as Christmas.’
Call Centre Operative Samantha Turnbull, 41, from Ashford in Kent, lives with partner Jonathan Griffin, 48, a butcher, and their children Rafferty, 12, and Morgan, 16. She earns £45 a day
Home Care Assistant, £46 a day
Izzy Jones, 25, lives in Northampton with husband Luke, 25, a site manager, and children Eva, four, and Jack, two.
We used to pay crippling childcare costs of £350 a week. Now, to get around this, I work evenings and Luke works during the day. I also work every other weekend, so we pass like ships in the night.
We rent at the moment, paying £700 a month, and we still have about £8,000 of debt. We don’t have many treats. The Government needs to do more to help. We are just over the child tax credit threshold and there is no help with childcare for children who are two and under.
I earn £16,800 a year and my husband earns £25,000 but a single mum on benefits would be better off than us.
Home Care Assistant Izzy Jones, 25, lives in Northampton with husband Luke, 25, a site manager, and children Eva, four, and Jack, two. Sh earns £46 a day
Online Start-up, £49 a day
Beth Belshaw, 37, runs Sweethearts Hair Design. She lives in Stoke-on-Trent with husband Alan, 36, and children Abby, eight, and Baylee, four.
I started an online hair tutorial company two years ago as a bit of a hobby but very quickly the idea caught on and we now employ ten staff and have a turnover of £380,000, which means I can pay myself an annual salary of £18,000.
My husband was earning £60,000 a year working for a company building offshore wind farms but he gave up his job to join me in the business.
Even though things are going well — we have 2.5 million followers across social media — we can’t save at the moment. Everything we make we re-invest in the company. Normally we have a holiday abroad each year but this year we decided against it.
We plan to be very successful and Brexit is helping — the weaker pound means our prices are very attractive to overseas markets.’
Self-Employed Gardener, £55 a day
Joyce Goodwin, 57, lives in St Albans, Herts. Divorced, she has two adult children.
I work full-time and absolutely love what I do. The problem for me isn’t lack of work.
I don’t have a mortgage and my biggest outgoings are vet’s bills for my two Great Danes, plus I’ve always made sure I had rainy-day money — I relied on that when I had an accident and was off work for six months. I have a daughter in Canada and another in Ibiza, so I go to see them.
Self-Employed Gardener Joyce Goodwin, 57, lives in St Albans, Herts. Divorced, she has two adult children. She earns £55 a day
Operating Theatre Support Worker, £59 a day
Victoria Deacon, 32, lives in Croydon, with her husband and two children.
With a combined salary of around £50,000 — I earn £21,833 a year and my husband works full-time in sales — we seem to be managing. We mortgaged our two-bed semi when interest rates were low, so that cut our repayments.
Our children are only four and six years old but I’m lucky that my parents help look after them, so I don’t need to pay for after-school care or cover during the school holidays.
I did once build up debts of £15,000 just through spending beyond my means, and it has taken me five years to pay that back. But lately I have learnt to be really savvy, looking at deals with 0 per cent finance.
Nurse, £60 a day
Liv Sexton, 25, is a mental health nurse. She lives in Manchester.
I share a house with four other people. After a monthly rent of £105, household bills and paying off my student debt, there’s very little left to treat myself from my annual salary of £21,900.
I frequently take on extra shifts, working up to 50 hours a week to keep my head above water. I’m struggling to manage by the end of the second week of the month.
I’m passionate about my job but it is extremely demanding. I certainly didn’t go into it for the money but it’s very disheartening when you’re into overdraft by the end of each month.
Nurse Liv Sexton, 25, is a mental health nurse. She lives in Manchester. She earns £60 a day
Part-time Teacher, £64 a day
Natalie Silver, 38, lives in Borehamwood, Herts, with her husband, a software engineer, and their three children.
Even though my husband has a decent job, without the £23,400 I earn we wouldn’t manage. We have a mortgage on our three-bed semi and although the house is now worth £500,000, it’s not really big enough. We could do with an extra bedroom but it’s too expensive to move.
We work to earn but it’s important we have a holiday once a year. The biggest problem is not being able to save. We want to be able to help our kids when they are older and want to go to university.
Part-time Teacher Natalie Silver, 38, lives in Borehamwood, Herts, with her husband, a software engineer, and their three children. She earns £64 a day
Retired Financial Adviser, £65 a day
Peter Cartwright, 55, lives in West Yorkshire with his wife Janet, 53, a part-time shop assistant. They have two adult children and one granddaughter.
I retired two years ago on grounds of ill health but thankfully this hasn’t created financial difficulties because my pension pays out about £24,000 a year.
We don’t have a mortgage on our four-bed detached house and our biggest outgoing is council tax, which is £160 a month.
My wife and I live a very simple life —we don’t have expensive hobbies or luxury holidays. Instead we like to help our daughter by paying for clothes and other bits for our 21-month-old granddaughter, Zoe. Our daughter and her partner, who works on a farm, don’t earn a great deal. It’s the next generation, not mine, that I feel sorry for.
Retired Financial Adviser Peter Cartwright, 55, lives in West Yorkshire with his wife Janet, 53, a part-time shop assistant. They have two adult children and one granddaughter. He earns £65 a day
Telecoms Engineer, £79 a day
David Penny, 45, lives with wife Lindsey, 46, in Surrey. They have two