How is Universal Credit paid? What to do if you don’t have an account for the ...

Universal Credit may be available to a person if they’re on a low income or are out of work. The payment is paid monthly, although this may be twice per month for those living in Scotland. People living in Northern Ireland will usually be paid twice per month but may request a monthly payment - they should visit nidirect.gov.uk for more information. In order to get Universal Credit, the eligible applicant will need to create an account online, and then submit a claim within 28 days of doing this.

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The claimant will then be assessed, which will include an interview with a work coach at Jobcentre Plus.

Guidance on the Gov.uk website states: “You'll be told how to arrange this after you submit your claim. It will be within 10 working days.”

It usually takes around five weeks to get the first payment, the government website says.

This includes a one month assessment period, and up to seven days for the money to reach one’s account.

Should a person require it, it’s possible to apply for an advance on their first payment.

This will then need to be repaid via future Universal Credit payments, starting from the first payment.

Universal Credit: How is Universal Credit paid? Man on the phone in picturesUniversal Credit payments tend to

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