Therese Coffey addresses why half a million UK state pensioners are missing out ...

STATE PENSION payments rise annually each year under the triple lock mechanism, however, some pensioners do not get to enjoy the rise due to where they live.

PUBLISHED: 16:13, Mon, Nov 30, 2020 | UPDATED: 16:23, Mon, Nov 30, 2020

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It is estimated more than 500,000 UK state pensioners have found themselves unable to receive an annual increase to their state pension payments each year. This is due to where they live, as the state pension can be impacted for those who live overseas.

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The government website explains a person's UK state pension only increases each year if they live in:

The European Economic Area (EEA) Gibraltar Switzerland Countries with a social security agreement with the UK (but a person cannot get increases in Canada or New Zealand).

"You will not get yearly increases if you live outside these countries," it states.

READ MORE: State pension UK: Qualifying NI contribution rules explained

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State pension UK: Therese Coffey in picturesState pension UK: Therese Coffey was asked about frozen pensions in the House of Commons (Image: GETTY)

"Your pension will go up to the current rate if you return to live in the UK."

The issue - which has become known as frozen pensions - was addressed in the House of Commons today, during Live Work and Pensions Questions.

Labour MP for Streatham, Bell Ribeiro-Addy, said in the House of Commons: "82-year-old Monica Philip emigrated to the UK as part of the Windrush generation and worked for 37 years as a civil servant.

"She now lives on a UK state pension of just £74.11 a week because she returned to Antigua to care for her ailing mother.

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