State pension warning: Claimants lose out if they don't pay 35 years of ...

STATE PENSION claimants have been warned that they will not receive the full amount if they haven't paid 35 years of National Insurance.

PUBLISHED: 20:58, Wed, Feb 12, 2020 | UPDATED: 20:58, Wed, Feb 12, 2020

The state pension age for men and women is currently 65 but will increase to 66 by October 2020. The pension age will then rise to 67 between 2026 and 2028. The basic state pension is £168.60 a week but can be increased if a claimant fills in the gaps on their contribution record or defers their claim.

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Speaking to, Age UK policy expert, Sally West West said: “Under the current system, you need 35 years of contributions across your lifetime to get the full new state pension.

“There are some complications with that because it depends on your situation before 2016.

“But broadly speaking, the system is based on 35 years.

“You may have a couple of years with travelling or whatever reason and that may not make a difference to your state pension.

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State pensionState pension claimants have been warned about they amount they receive (Image: GETTY)

State pensionThe state pension age for men and women is currently 65 (Image: GETTY)

“But if for some reason you’re not building up contributions and you have gaps then you may not get the full pension.

“It is a matter of finding out what your individual position is and if you’re not currently building up national insurance contributions see if

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